Get the loan. Build the credit. Buy the property.
A banker breaks down how lending really works, in plain English, so you walk in prepared.
Who it's for
Small-business owners
Preparing for an SBA, term loan, or line of credit and want to know what the bank will ask.
Credit builders
Starting from thin or bruised credit and want a simple, honest plan.
New investors
Looking at a first rental, duplex, or house hack and want to understand the financing.
What we teach
- Business loans: documents, cash flow, DSCR, and what underwriters look for
- Credit: secured cards, credit-builder loans, utilization, and payment history
- Real estate: house hacking, rental math, and financing basics
- Business setup: LLCs, bookkeeping, and separating business from personal
Latest videos
New short breakdowns every week. Follow @bankerbreakdown:
Featured products
Loan Approval Checklist — $47
The document checklist, prep timeline, and talking points to walk into a business-loan meeting organized. Education only; no approval guaranteed.
Get the checklistThe Banker Breakdown store
Guides, templates, and spreadsheets for borrowers and new landlords.
Visit the store